# TrueAfford

> The receipt the dealer never prints: the true 5-year cost of a vehicle, scored against your income.

The dealer's worksheet shows one number, the monthly payment. TrueAfford prints the lines it leaves off: loan interest, insurance, fuel or charging, maintenance, and depreciation over five years. It checks what government incentives really cover and scores affordability from 0 to 100 against the buyer's income and debts, so "can I really afford this?" gets a straight answer before signing. Where a general chatbot produces a plausible one-time estimate from general knowledge, TrueAfford prices the receipt from current data (the incentives the buyer qualifies for right now, regional insurance and fuel or charging rates, model-specific depreciation) and applies the same 0-100 scoring to every vehicle so comparisons hold up. Pre-launch; the waitlist is open.

Pricing has two tiers. The Free tier includes vehicle search, the Affordability Score (0-100), true cost breakdowns, and incentive checks. The Pro tier costs $4.99/month and adds unlimited comparisons, financial health monitoring, smart timing alerts, and peer benchmarks. As an early access offer, the first 1,000 waitlist members get Pro free for 3 months at launch. Tier names and prices match across the landing page pricing section, the JSON-LD offers block, and the MCP get_product_info tool.

This site exposes a Model Context Protocol (MCP) server so AI agents can act on a user's behalf. The FastMCP app is mounted at /mcp with internal path /mcp, so clients POST JSON-RPC to /mcp/mcp (streamable-HTTP transport). Authentication is not required; all tools are public. MCP discovery lives at /.well-known/mcp.json, and a REST OpenAPI spec is served at /openapi.json for non-MCP agents. Two MCP tools are available. The get_product_info tool returns name, description, features, pricing, and launch status. The submit_interest tool joins the waitlist; it takes email (required) plus optional name, company, persona, and message, and the valid persona values are first-time-buyer, family-shopper, ev-enthusiast, financial-advisor, auto-professional, and other.

## Links

- [Homepage](https://trueafford.com/): landing page with the worked Tesla Model 3 example and pricing.
- [Interactive demo](https://trueafford.com/demo): one buyer, one car, the whole receipt; affordability, alternatives, incentive check, and health tabs.
- [MCP discovery](https://trueafford.com/.well-known/mcp.json): machine-readable MCP endpoint advertisement.
- [OpenAPI spec](https://trueafford.com/openapi.json): REST endpoints for non-MCP agents.
- [Security contact](https://trueafford.com/.well-known/security.txt): how to report vulnerabilities.